If iPhones have revolutionized the way we use phones today, their applications are changing established practices within companies, small business and even consumers. The iPhone can become a personal assistant to simplify your daily life, and with some well-chosen applications, the iPhone can help you keep your family accounts and business in order.

An important and often cumbersome task that falls to those who work in the finance/account business is to organize their accounts and track their bills. Unwelcome tasks that sometimes take too much time are real headache for these professionals, but luckily more and more services are available in the Apple app store, both free and paid. These apps provide perfectly autonomous solutions that automatically keep accounts up to date, providing access to accounting data and documents securely.

Here are a few worthy web-based invoicing and expense-tracking services that you can use on your iPhone.

FreshBooks

FreshBooks, a provider of cloud accounting solutions for small businesses, recently released its new app for the Apple iPhone, which offers management expense, profit and loss reporting and online payment integration, creation of invoices, and project management. The mobile app strengthens existing features like expense management, P&L reporting and online payment integration to help make the lives of small business owners easier.

FreshBooks’ mobile app offers benefits such as staff and sub-contractors being able to log hours in real-time, attaching expense reports to invoices and sending directly to customers, generating customer invoices and timesheets,  online payments including PayPal integration.

The mobile app is designed to support seamless collaboration and can be accessed by teams anywhere, anytime. It can be used by small business owners in various professions, such as legal, marketing, IT and accounting. In addition, the data is safe and secure, always backed up to the cloud with 256-bit encryption.

Intuit Quicken

Intuit’s app allows users to track their expenses, updating online balances with data synchs from some 8500 financial institutions. Users can conduct and cash transactions on the phone, details of which are then updated in real-time with Quicken Online.

Forecast expenditure tilt and turn functions display a graphical representation of how much money you can spend, and warns of possible cost overruns before they happen.

Some additional features include credit card authorization in seconds, automatic deposits directly into your bank account, encrypted payment information that’s not stored on your device, text or email customized receipts to your customers with the sales details and information about your company, a history of your past sales transactions, support for taking your customer’s signature for additional security and professionalism, and the ability to create listings for the products and services you sell, including price and sales tax.

Zoho Invoice

Zoho Invoice is a comprehensive suite for managing various aspects of your accounting and business management. With Zoho Invoice, which is part of a growing set of online business services from Zoho, you can bill your customers via email, track receivables and take payments online.

Zoho CRM offers you a complete customer relationship life-cycle management software for managing sales, marketing, customer support, and inventory activities in a single system. The iPhone app features view, create, edit and delete records in all supported modules, offline access to customer information, and adding/modifying customer information offline will be auto-synced to the Web once network connection is available and ability to call contacts directly from within the app and log calls subsequently.

Zoho Invoice offers five plans in total, including one free 5-month option for bill management. The cheapest payment plan allows up to 25 bills for $5 a month, while the Elite handle 1500 bills. Despite its low cost, Zoho has enough flexibility in billing and sales reports to meet the billing needs of almost any small business.

Microsoft Office

Microsoft first launched a formal application to the Office on the iPhone as OneNote, and the rest of the Office suite is expected to hit the App Store by the end of this year.

In its version for iOS, OneNote lets you capture text, images, video and audio notes and share these notebooks with other users. However, its most important innovation is its integration with Windows Live SkyDrive, with no less than 25 GB in the cloud for all your documents. OneNote allows you to quickly find any of your saved files, thanks to its search function, which searches for text within images or keywords you add to your audio and video files.

It will also be very useful for projects through shared notebooks, keeping you connected to your team from anywhere, at any time, and knowing what changes are added by whom with highlighted tracking.  In addition, the latest release of OneNote includes some new features, like the option to sync OneNote notebooks over Wi-Fi, a redesigned interface and rendering tables.

Expensify

Expensify is a very useful app to keep track of expenses that are performed during a trip, for example. Not only can we record each of our expenses and give a rating, but also take a picture of the ticket or invoice and the program automatically recorded on the iPhone. The app gives detailed reports, making total classification to present a report on conditions.