Intuit GoPayment is a free app and credit card reader for smartphones and tablets– providing easy and inexpensive way to get paid via credit card. Its credit card processing app runs across a wide variety of phones with internet access and integrates easily with mobile credit card swipers.

Pros: All in all, Intuit GoPayment is secure and easy to use. It’s great for people who just want to accept credit card payments, as well as for those running a business.

Cons: Compared to other personal finance apps, its features are a little constricted.

Mint.com Mobile Apps (iOS, Android)

Allows you to organize all your accounts, obtain financial insight, sync multiple devices, track cash spending, and review finances anywhere. This app logs transactions, and organizes budgets and spending with helpful trend charts. Mint Personal Finance will definitely help you save money.

Pros: Mint works almost autonomously, requiring very little intervention. On the whole, it’s still a cool app that’s nifty, intuitive and free.

Cons: It gives away sensitive financial info to third parties (with permission), and you can’t manually change dates on certain transactions, which may spoil your budget according to Mint graphs.

PageOnce Money & Bills (iOS, Android)

This app automatically organizes and tracks your money from banks, credit cards, bills and investment accounts in a single place. It sends out real-time alerts to remind you of bill due dates and overage charges, as well as prompts you on shady transactions. A recent update lets you pay bills directly from the app.

Pros: Allows you to track your frequent flyer miles, rewards, mobile minutes, text and data usage, simplifying your daily financial transactions.

Cons: It doesn’t have Facebook support, no open platform for third-party apps, and can’t add POP3 e-mail accounts.

Shoeboxed Receipt Tracker  (iOS, Android)

This app provides an easy way to keep track of receipts and expenses on the go, giving you better insight of your expenditures. It also generates reports anytime, anywhere, with accuracy and fast turnaround.

Pros: The app works with the Shoeboxed mail service–just stuff receipts and business cards in a giant post-paid envelope and Shoeboxed will organize everything for you.

Cons: Unless you join the main service, you’re only allowed to send in a few receipts at a time.

Wikiinvest ( iOS, Android, Blackberry)

Like many other personal finance apps, Wikinvest does the basics: track, analyze, and manage investments in one place. It gives a clear insight of the inflow and outflow of cash to keep your investments on budget. The app leverages Wikinvest’s proprietary brokerage import technology, boasting simple dashboards and advanced analytics. It designed mainly for users seeking investment advice.  A recent update brings Wikinvest to iPad users.

Pros: Offers community analysis on company charts, real-time quotes, and fundamental data. As a crowd-sourced wiki, it’s got a lot of articles and details about companies that you want to know about.

Cons: Since it’s a wiki, the information about companies can be edited by anyone, making it vulnerable to spam or erroneous entries.  But rest assured, the information is typically the same as what you’ll find on Wikia, Google Finance, Yahoo and even Wikipedia.

Conclusion

As you can see, there’s a range of personal finance apps suited for your different needs.  When it comes to all-around management, Mint is among the most trusted brands and offers a good set of analytics to help you assess and manage all your different types of accounts, from credit cards to investments.  Pageonce has taken a big leap forward in adding the ability to pay bills directly from the app, centralizing your action-oriented tasks into a single interface.  Wikinvest is a niche app for investors, and has its benefits in the information it provides so you can make an educated decision.

In a reader survey, over 80% of respondents indicated that user interface was the most important factor in using a personal finance app.  To that end, Mint still comes out on top, with Pageonce following closely behind.  Both have been working to improve usability from an interface perspective, especially Mint, which has undergone several updates since being acquired by Intuit.  Pageonce similarly has evolved a great deal over the past two years, with usability on mobile devices as a top priority.