Users of Coinbase Wallet, a cryptocurrency wallet developed by the cryptocurrency exchange Coinbase Inc. that gives users full control of their crypto tokens, said today they can now transfer crypto payments with a link through popular messaging apps, text or email.

The objective of the new service is to make it easier for users to make crypto transfers without the need for advanced knowledge. At the same time, the system simplifies sending money across borders to family and friends, which can take up to five business days and involve costly bank fees. With Coinbase’s service, transfers happen almost instantly and at much lower costs.

“Sending money is now as easy as sending a text, direct message, or email — wherever you already connect with friends and family,” the company wrote in a blog post announcing the service. Sending cryptocurrency is available in more than 170 countries and in 20 different languages.

Once the link is generated in Wallet, it can be shared through any social messaging app such as WhatsApp, iMessage or Telegram. Clicking on the link, recipients will be taken to the Wallet app or directed to download it on iOS or Android to create a new wallet.

If the sent funds are not claimed within two weeks, they will be automatically returned to the sender.

With the service, users can send and receive money using USD Coin, a stablecoin pegged to the U.S. dollar so it matches the currency one-to-one. As a result, when it’s bought and sold, each token is always worth $1, making it suitable for domestic and international transfers. Coinbase said users can send USDC without any payment fees.

In addition to the new service, Coinbase introduced a streamlined experience for new users and beginners called “simple mode” for Wallet. Users will see only essential functions such as buying, sending, receiving and storing digital assets. The objective is to strip away the complex and confusing aspects of working with cryptocurrency and allow less advanced users employ the app at their own pace.

Image: Coinbase