After the successful upgrade to thier mobile money management iPhone app, Mint.com fuels its goal to change bad financial habits of the people with the new and improved “Get Out of Debt” feature—here by public demand. The first version was released in June of 2010. Today, “Get Out of Debt” targets two main sources of liability: credit card and student loan debt, tackling them by way of a detailed payment plan and action steps for getting out of debt, with tools for specifically addressing those looming student loans.

Mint.com follows a pyramid of principles, and this is what Aaron Patzer, GM and VP of Intuit Personal Finance and founder of Mint.com emphasized in his recent statement: “At Mint.com we constantly talk about the three principles of personal finance: spend less than you earn, make money work for you, and protect your downside…but getting started on any of them seems impossible when you’re loaded down with debt. These new features make it easier and optimize users’ savings with sound, constructive, personalized ways to reduce debt, starting with the biggest problem areas: credit card debt and loans.”

Knowing your money will direct your lifestyle—this has been Mint.com’s core dogma. With their services, you can see where your money goes, make budgets to stay on track and set financial goals for the future. It also offers educational tools for long term personal financial planning long-term or ways to spend your 2011 payroll tax cut.

The way Mint.com utilizes big data to simplify the often overwhelming course of achieving a specific goal is a classic example of how cloud tools are now leaning towards individualized services. The website efficiently directs you to potent decisions with the aid of confidential information that will be highly secured, trends in the market and all external factors that can also be used. Since the massive data that you will be providing is not highly structured, Mint.com does the job of matching and aligning goals to what you currently have.

With its fresh, innovative, easy and intelligent ways to manage money and plus the fact that it’s free, it is not surprising that Mint.com has already tracked $200 billion in transactions and $50 billion in assets since its inception in 2006.